
A 2002 Citroen Picasso 1.6 SX petrol.
Honest John's website gave this car 4 stars. I have driven one of these from about the same era when it was new. It was a very nice car, cheap to run, and most importantly I could drive it for many hours and not adopt the walk of Quasimodo after I had done so. It has A/C, it doesn't have a stereo, but this doesn't bother me because I'd only put my half decent one in instead of the factory fitted shite one. It is also group 8 insurance, one less then the Volvo. Most importantly the Tax is less then £70 for 6 months, but as the engine's got older apparently I am to expect 33mpg, which is less then the Volvo now and that's a 2 litre. I would pay for this over the next 4 years. It's also french, which means it could surrender for no reason at any time.

A 2005 Nissan Almera Tino 2.2 DHCi Diesel
I have to admit I've never heard of the Tino. The first one I saw was very basic inside, and looked cheaply made. The salesman got all excited though when I asked about a higher spec model, and showed me 4 cars away this delightful model. It has all the toys, and I mean all the toys. Sat Nav (not that I need it), Stereo (not that I need it), DVD Player (!), reversing camera (!x2). It's also believe it or not greener then the Picasso, but being a bigger engine means the tax is only £4 less then I'm paying now! Once again Honest John's website flags it up as only 3 stars, mainly because in his opinion it's ugly. It's group 5 insurance which equates to a staggering 40% less then I pay now. It's also going to be paid for over 5 years, but the monthly payment would equate to almost a fiver more. It also apparently does 45mpg at 90mph, and can do as much as 50mpg when driven economically (aka slowly). Being a Nissan it'll run and run and run and run without breaking down and so that really appeals to me.
There you have it. 2 cars, and I don't know which to choose. My head says the Picasso. It's a lot cheaper in the short term, but I'll pay for that for the life of the car. My heart says the Tino, but that's because I'm a bloke, and it has toys. I also crave reliability, and at the moment something new seems to break or fail on the Volvo. Cast your vote now.